Android · Finance
Every IOU, never forgotten.
A private ledger for money you lend to and borrow from friends and family. Log who, how much and when it’s due, attach proof, and watch balances update as repayments come in. Everything stays on your phone.
Track money you gave and money you owe separately, with Open, Partial, Overdue and Settled statuses at a glance.
Record full or partial repayments and see the remaining balance for every entry and every person.
Attach a photo, video or voice note to any entry so there’s never a question about what was agreed.
An optional daily reminder nudges you about entries that are past their due date.
Per-person balances and reports with charts show where your money is and who still owes what.
Biometric sign-in, on-device storage and CSV export/import, so your records stay yours.
English & Bangla, BDT & USD, and multiple themes to suit your taste.
Pick a person from your contacts or type their name, enter the amount, whether you lent or borrowed, and the due date.
Optionally snap a photo, record a video or leave a voice note with the entry.
As money comes back, add repayments. IOU updates the status and balance automatically.
Get reminders for overdue entries and check reports to see the full picture.
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Everything you enter into IOU is stored in a database on your phone. IOU has no server, and I never receive your ledger, account details or attachments. The only data that leaves your device goes to Google services used for ads, usage analytics, purchases and app updates.